Dominik Kunigk

11
Jun

Does My Business Need Cyber Insurance?

What Is Cyber Liability Insurance? Cyber Liability Insurance is designed to cover businesses that serve clients by engaging in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network. For the most part, Cyber Liability Insurance covers a business' liability for a data breach in which the company's customers' personal information, such as bank account
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23
Apr

Do I Need Rental Car Insurance?

Do I Need Rental Car Insurance? You just come off the plane, picked up your baggage and go to the rental car counter. You're tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you're asked, "Do you want insurance with that?" Most travelers, facing that question from
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8
Mar

My car is getting older, shouldn’t my insurance go down?

My car is getting older, shouldn't my insurance go down?   It is no secret that the insurance industry has seen a lot of changes in recent years. With a record number of miles driven, record high medical costs, more people using their smartphones while driving, and many other factors the premium for auto insurance has gone up across the
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13
Feb

Does My Business Need Hired & Non-Owned Auto Insurance?

What Is Hired & Non-Owned Auto? Both hired and non-owned auto insurance refer to liability coverage only and is often abbreviated as HNOA. Hired auto refers to rented vehicles or car services, such as a taxi or limousine. So if an employee, executive or volunteer of a business rents a car for a business trip, for example, the rented vehicle will
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29
Mar

Do I Need Gap Insurance?

Do I Need Gap Insurance? Before finding out whether you need it, one thing is usually clear; if your car insurance policy allows you to add it, do not buy Gap from the lender or dealership. We are often shocked when we see our clients show us a charge for Gap for $400 (or more) especially when there is absolutely

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29
Nov

Winter Driving – What To Do After An Accident And Before Hitting The Road

Snowfall, freezing temperatures, patches of ice – winter can be a dangerous time to be on the road, especially if you’re aren’t used to driving in winter conditions. With reduced visibility, slick roads and maybe even a irresponsible driver or two, accidents are destined to happen. Before heading into winter traffic be aware of these five guidelines to help you

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