DOK Insurance Agency Blog

21
Jul

Inexpensive Fixes for a Safer Home

Inexpensive Fixes for a Safer Home    When we talk about home improvement, it’s not always about the looks – it can also be about making your home work better. No matter what you are aiming for, investing back into your space by making your home safer should be a priority before anything else.   There are plenty of simple maintenance
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24
Jun

Understanding Triple Net Lease in Commercial Real Estate

Understanding Triple Net Lease in Commercial Real Estate What is a Triple Net Lease?  A triple net lease, also known as ‘triple N’, ‘NNN lease’ or ‘net-net-net lease’, is a form of real estate lease agreement where the tenant is responsible for all the operating expenses associated with maintaining the property being leased, in addition to the rent. Traditionally, building owners are the ones who are responsible for insuring parts of the building
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18
Jun

Driving Dangers: Responding to 4 Unexpected Incidents

Driving Dangers: Responding to 4 Unexpected Incidents   This summer, you might be headed out on a road trip to a state park or maybe just for a quick visit to the in-laws. But, if you lose your brakes, blow a tire or experience another unusual (but not unheard of) problem, you could be headed for trouble.  So, let’s take a look at four situations you might face and some general guidance that
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27
May

7 Tips for Parents Adding a New Teen Driver to their Auto Insurance

7 Tips for Parents Adding a New Teen Driver to their Auto Insurance   Your teen probably just reached a milestone and became eligible to drive. So I guess it's time to celebrate! But wait, before everything else, there are a few things you should consider that will impact your car insurance financially. Remember, what your young driver does while
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21
May

6 Ways To Celebrate Memorial Day While Social Distancing

6 Ways to Celebrate Memorial Day While Social Distancing For most of us staying and working from home, weekends are just those days when we don't have to get on our laptops if we don't want to. Throughout this quarantine caused by the COVID-19 pandemic, I guess many of us have been thinking back to what we were up to
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21
Apr

On furlough due to the Coronavirus: Can you apply for unemployment insurance relief?

On furlough due to the Coronavirus: Can you apply for unemployment insurance relief?  Millions of US workers are being furloughed due to the impact of the coronavirus pandemic. It is predicted that this emergency measure is likely to continue as some states have extended orders to close non-essential businesses. So, workers are now wondering what does it really mean to be furloughed?  To answer the question, it
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27
Mar

The Impact of the Coronavirus and the Rise of a New Insurance Era?

The Impact of the Coronavirus - Rise of a New Insurance Era?   The spread of COVID-19 coronavirus pandemic is taking the world by storm and threatens the individuals and businesses around the world. We are all left wondering about how the world will cope and how this will change the future. The scale of the coronavirus crisis reminds many of us of
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18
Mar

Does Business Interruption Insurance Cover My Business Income Due To Covid-19?

**Disclaimer** I am writing this to inform our clients, potential clients, and fellow business owners as to how Business Income, aka Business Interruption, Insurance Works. These times are unprecedented and businesses from small to large are impacted unimaginably. The information below is my personal professional interpretation and explanation unless noted otherwise. Can My Insurance Policy Cover My Lost Business Income
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29
Aug

Who Pays For The Broken Pipe Outside My House?

The Basics Homeowners insurance policies are designed to cover direct and sudden losses to the house that is insured. Aside from common exclusions such as sewer back-up and earthquake, both of which can usually be added to your policy, there are certain losses that catch homeowners off-guard. One of those losses is a leaking water or sewer pipe outside the
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23
Jul

What’s new in Virtual Reality?

What’s new in Virtual Reality? Virtual Reality (VR) in the past few years has been a mind-blowing development. The idea of virtual reality actually came out in the late 1960s, and wasn’t patented until the 1970s. Flash forward to today, VR has evolved into a modern technology that only continues to grow. Many companies such as Oculus and Google have

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