DOK Insurance Agency Blog

2
Oct

New to Becoming an Owner-Operator?

New To Becoming an Owner-Operator?   It’s common for truckers to seek for more independence and wanting to start driving for themselves. If you want to be your own boss, there are a lot of things to think about, plan and know about before you start this new chapter in your life. About 58% of new trucking ventures will not
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20
Sep

ISS Score for Truckers Explained and How to Find it

ISS Score for Truckers Explained and How to Find it   Oftentimes, the ISS score gets mixed up with the carrier's CSA score. Although there is a relationship between them, they are different from each other.   CSA scores are measurements for a given carrier to aid in the truck inspection screening and are considered the primary means to which
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28
Aug

Admitted vs. Non-Admitted Insurance Companies

Admitted vs. Non-Admitted Insurance   In short, an admitted insurance company, often called a "standard/preferred company" has been approved by a state’s insurance department, whereas a non-admitted insurance company, often called a "non-standard company or" or "excess and surplus line company" is not backed/regulated by the state.   What are admitted and non-admitted insurance carriers?   An admitted insurance company is backed and
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11
May

Washington Insurance Credit Ban

Washington Insurance Credit Ban Last Update: May 10, 2021 https://dokagency.com/wp-content/uploads/2021/05/VIDEO_20210511_220700.mp4 Insurance Commissioner Mike Kreidler issued an order on March 23, 2021, that bans the use of credit in setting insurance rates for new and renewing policies as of June 20, 2021. That credit-ban applies to rates for auto, homeowners and renters insurance for three years. On April 23, 2021, a
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5
May

Reducing Cyber Threats in the Transportation Sector

Reducing Cyber Threats in the Transportation Sector   Technology advances are transforming the way all industries conduct business, including the transportation and trucking sector. The Internet of Things (IoT), for example, is integrating transportation and warehouse management solutions, connecting in-vehicle sensors and other integrated devices over the network. Embedded sensors in transport vehicles, containers, etc. continuously capture, share, and act
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2
May

Inexpensive Fixes for a Safer Home

Inexpensive Fixes for a Safer Home    When we talk about home improvement, it’s not always about the looks – it can also be about making your home work better. No matter what you are aiming for, investing back into your space by making your home safer should be a priority before anything else.   There are plenty of simple maintenance
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5
Feb

Why You Need Umbrella Insurance for You & Your Business!

Why You Need Umbrella Insurance for You & Your Business! Commercial umbrella insurance helps protect your business from the financial risks of large lawsuits against your company. It is designed to give you additional coverage above and beyond your liability coverage limits should they become exhausted. In other words, commercial umbrella insurance takes over when your other liability coverage limits
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2
Dec

Effective Truck Driving Tips to Prevent Accident this Winter

Effective Truck Driving Tips to Prevent Accident this Winter   Winter is officially here and because driving large commercial vehicles on winter creates special hazards, the safety of both drivers and the driving public are critical. Not to mention the fact that it can lead to harm of yourself and others, damage to your truck and other property, insurance and
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20
Nov

Five Good Things That Happened in Trucking This Week – Nov 20

Five good things that happened in trucking this week – Nov. 20 Sneak peek: UPS partners with eight-year-old for a holiday food and toy drive in Georgia, Operation Homefront helps prepare military families for the holiday season, a couple of FedEx drivers bust a move to Mariah Carey to spread some joy, and more.   Click here to read more.
29
Sep

High Behind the Wheel: Opioids and Increased Liability Exposures

High Behind the Wheel: Opioids and Increased Liability Exposures   Opioid use in the United States has reached an epidemic level, with the National Survey on Drug Use and Health finding that 10.9 million people misused opioids in 2016, and the Centers for Disease Control and Prevention putting the number of deaths as a result of opioid use at a
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