DOK Insurance Agency Blog

23
Jul

What’s new in Virtual Reality?

What’s new in Virtual Reality? Virtual Reality (VR) in the past few years has been a mind-blowing development. The idea of virtual reality actually came out in the late 1960s, and wasn’t patented until the 1970s. Flash forward to today, VR has evolved into a modern technology that only continues to grow. Many companies such as Oculus and Google have

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23
Jun

What is covered by home insurance?

What is covered by homeowner’s insurance? Recently, my mom was talking to a newly engaged individual. After talking for a while, they got into a conversation about insuring the engagement ring, and some other stuff like that. After a little bit of research, my mom found out that her engagement ring was actually insured under her home insurance. A lot

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12
Apr

Life in College

Life in College Right about now is the time where high school seniors are getting ready for life in college. Whether they are staying in state, or traveling abroad, college is a high new level of independence for all young adults. As a high school senior, I’m looking forward for the next step in life, as I experience the freedom

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12
Apr

What Is Sewer Backup?

What Is Sewer Backup? Sewer backup is sewage from sanitary sewer lines backing up into houses through drain pipes. It is often very expensive and difficult to fix damages caused by backed up sewer.  In addition, it can also cause many health hazards in your home. By default, an insurance policy does not cover damages from backed up sewer. Do
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2
Mar

Teen Driving

Teen Driving When most teens begin driving, they see it as a step toward independence and freedom. However, to an immature driver who doesn’t see it as a privilege, this can cause many problems when it comes to safe driving. Teen drivers may be immature and still lack experience that most all adult drivers have. The risk of motor vehicle

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23
Feb

Latest in Safety Features

Latest in Safety Features As technology advances, there are many innovations that go into vehicle safety. But do they actually reduce the number of vehicle collisions? There are many stunning innovations that have changed the way we drive. And with human error being at least partially attributable to 94 percent of vehicle collisions in 2016, the latest safety features in

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11
Jun

Does My Business Need Cyber Insurance?

What Is Cyber Liability Insurance? Cyber Liability Insurance is designed to cover businesses that serve clients by engaging in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network. For the most part, Cyber Liability Insurance covers a business' liability for a data breach in which the company's customers' personal information, such as bank account
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23
Apr

Do I Need Rental Car Insurance?

Do I Need Rental Car Insurance? You just come off the plane, picked up your baggage and go to the rental car counter. You're tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you're asked, "Do you want insurance with that?" Most travelers, facing that question from
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8
Mar

My car is getting older, shouldn’t my insurance go down?

My car is getting older, shouldn't my insurance go down?   It is no secret that the insurance industry has seen a lot of changes in recent years. With a record number of miles driven, record high medical costs, more people using their smartphones while driving, and many other factors the premium for auto insurance has gone up across the
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13
Feb

Contractor General Liability – Occurrence, Sunset and Manifestation

Occurrence, Sunset and Manifestation: What's the difference? Contractor General Liability is a must-have for any type of contractor that works on residential, business or commercial projects. Not only does the state require it to hold a license, but it is also reckless to work on someone else's property without the right protection. While per occurrence is the most common general
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