DOK Insurance Agency Blog

29
Sep

High Behind the Wheel: Opioids and Increased Liability Exposures

High Behind the Wheel: Opioids and Increased Liability Exposures   Opioid use in the United States has reached an epidemic level, with the National Survey on Drug Use and Health finding that 10.9 million people misused opioids in 2016, and the Centers for Disease Control and Prevention putting the number of deaths as a result of opioid use at a
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16
Sep

Considering Hauling Freight for Amazon?

Considering Hauling Freight for Amazon?   Amazon Relay helps truck drivers haul Amazon loads efficiently by guiding them on where to go, when to get there, and provides gate information for faster gate entry. It offers additional benefits, such as visibility to executed loads (Load History), ability to report delays and disruptions through the app, and recently launched, free, commercial navigation
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7
Sep

Telematics: Paving the Way for Safer Transportation Operations

Telematics: Paving the Way for Safer Transportation Operations   The transportation industry has been hit hard by skyrocketing insurance premiums, diminished underwriting appetite, restricted coverage, and fewer markets, an aggressive plaintiff bar with nuclear verdicts exceeding $10 million, a shortage of qualified drivers, distracted driving, and other factors. On top of that, truckers have also been hit by regulations (ELD,
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7
Sep

Safety & Health Resources for Nonprofits During the Pandemic

Safety & Health Resources for Nonprofits During the Pandemic   While the current coronavirus pandemic is affecting everyone around the world, nonprofits particularly are feeling the pinch as they are making some adjustments to their work environments and policies to ensure the safety and well-being of their staff and volunteers, and at the same time, the demand for their services
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3
Sep

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27
Aug

10 Things to Do to Prepare Your Home for Fall

10 Things to Do to Prepare Your Home for Fall     Fall can be a beautiful time of the year - if your home is ready for it.   With strong winds, leaves flowing, and cooler weather coming (not to mention the current coronavirus pandemic), you may want to make sure your home is sealed up tight and prepared
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21
Jul

Inexpensive Fixes for a Safer Home

Inexpensive Fixes for a Safer Home    When we talk about home improvement, it’s not always about the looks – it can also be about making your home work better. No matter what you are aiming for, investing back into your space by making your home safer should be a priority before anything else.   There are plenty of simple maintenance
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24
Jun

Understanding Triple Net Lease in Commercial Real Estate

Understanding Triple Net Lease in Commercial Real Estate What is a Triple Net Lease?  A triple net lease, also known as ‘triple N’, ‘NNN lease’ or ‘net-net-net lease’, is a form of real estate lease agreement where the tenant is responsible for all the operating expenses associated with maintaining the property being leased, in addition to the rent. Traditionally, building owners are the ones who are responsible for insuring parts of the building
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18
Jun

Driving Dangers: Responding to 4 Unexpected Incidents

Driving Dangers: Responding to 4 Unexpected Incidents   This summer, you might be headed out on a road trip to a state park or maybe just for a quick visit to the in-laws. But, if you lose your brakes, blow a tire or experience another unusual (but not unheard of) problem, you could be headed for trouble.  So, let’s take a look at four situations you might face and some general guidance that
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13
Jun

Behind the Rising Insurance Rates for Transportation Risks

Behind the Rising Insurance Rates for Transportation Risks   The transportation industry is the lifeblood of our economy, delivering goods we produce and use from one end of the country to the other. In the last nine years, however, the transportation industry has experienced a tough insurance market with rising commercial rates. In fact, the Commercial Auto market for insurers
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