DOK Insurance Agency Blog

23
Feb

Latest in Safety Features

Latest in Safety Features As technology advances, there are many innovations that go into vehicle safety. But do they actually reduce the number of vehicle collisions? There are many stunning innovations that have changed the way we drive. And with human error being at least partially attributable to 94 percent of vehicle collisions in 2016, the latest safety features in

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1
Feb

What Are Risk Retention Groups?

The History of Risk Retention Groups From the late 1970's to mid 1980's, businesses and municipalities from around the US inundated Congress with requests to help find a solution to what was considered an ongoing "liability crisis." Congress first enacted the 1981 Product Liability Act which didn't do enough to stop the rise of cost and difficulty to obtain liability
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11
Jun

Does My Business Need Cyber Insurance?

What Is Cyber Liability Insurance? Cyber Liability Insurance is designed to cover businesses that serve clients by engaging in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network. For the most part, Cyber Liability Insurance covers a business' liability for a data breach in which the company's customers' personal information, such as bank account
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23
Apr

Do I Need Rental Car Insurance?

Do I Need Rental Car Insurance? You just come off the plane, picked up your baggage and go to the rental car counter. You're tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you're asked, "Do you want insurance with that?" Most travelers, facing that question from
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8
Mar

My car is getting older, shouldn’t my insurance go down?

My car is getting older, shouldn't my insurance go down?   It is no secret that the insurance industry has seen a lot of changes in recent years. With a record number of miles driven, record high medical costs, more people using their smartphones while driving, and many other factors the premium for auto insurance has gone up across the
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13
Feb

Contractor General Liability – Occurrence, Sunset and Manifestation

Occurrence, Sunset and Manifestation: What's the difference? Contractor General Liability is a must-have for any type of contractor that works on residential, business or commercial projects. Not only does the state require it to hold a license, but it is also reckless to work on someone else's property without the right protection. While per occurrence is the most common general
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13
Feb

Does My Business Need Hired & Non-Owned Auto Insurance?

What Is Hired & Non-Owned Auto? Both hired and non-owned auto insurance refer to liability coverage only and is often abbreviated as HNOA. Hired auto refers to rented vehicles or car services, such as a taxi or limousine. So if an employee, executive or volunteer of a business rents a car for a business trip, for example, the rented vehicle will
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2
Feb

Flood insurance for homes with basements

How Does Flood Insurance Cover Basements? Unfortunately, a lot of policyholders may not know what their insurance plan includes in the basement area; or more importantly, what's not included. FEMA's National Flood Insurance Program (NFIP) defines a basement as any area of a building with a floor that is below the natural ground level on all sides; otherwise, it is
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19
Jan

Rideshare vs. Delivery – Which One Is Right For You?

What Companies Can You Work For? If you make money by driving people or delivering things, talk to us today to make sure that you are covered.   President 1500 Benson Road South, Suite 201 Renton, WA 98055 Office: 425-242-5252 dom@dokagency.com
29
Dec

Winter Save Driving Tips

Winter Save Driving Tips Winter can be a dangerous and stressful time to hit the road. There are a number of simple and pro-active things that you can do to ensure a safer driving experience. Automatic Headlights Most modern day vehicles have headlight switches that have an “automatic” mode.  A lot of people turn this feature off in the summertime

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