From D.O.K. Insurance Agency
Insurance For The Automotive Industry
If you are in the business of selling or servicing vehicles, you have come to the right place. Our agency works with several top-rated insurance carriers and programs to provide competitive insurance products any automotive businesses in AZ, CA, CO, ID, OR, WA, and TX.
The Top 3 Coverage Gaps We Find Amongst Automotive Business Policies Are:
- Only basic $1M/$2M liability coverage. It only takes one car accident to ruin a victim’s life but also the livelihood of your business. An umbrella policy is a must-have for apartment and condo buildings of any size.
- No Employer Practice Liability coverage or the limits are too low. Your workplace is often high-stress and long hours and high turnover make you an easy target for EPLI related lawsuits.
- Not enough coverage for the vehicles that are in your care. Can you explain the difference between Direct, Legal Liability, Primary and Excess liability and do you know which one you have?