The Basics Homeowners insurance policies are designed to cover direct and sudden losses to the house that is insured. Aside from common exclusions such as sewer back-up and earthquake, both of which can usually be added to your policy, there are certain losses that catch homeowners off-guard. One of those losses is a leaking water or sewer pipe outside theRead more

Do I Need Rental Car Insurance? You just come off the plane, picked up your baggage and go to the rental car counter. You're tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you're asked, "Do you want insurance with that?" Most travelers, facing that question fromRead more

My car is getting older, shouldn't my insurance go down?   It is no secret that the insurance industry has seen a lot of changes in recent years. With a record number of miles driven, record high medical costs, more people using their smartphones while driving, and many other factors the premium for auto insurance has gone up across theRead more

Do I Need Gap Insurance? Quick legal disclaimer: Some of the information provided below are based on personal experience. We are not trained to interpret the contract language of Gap programs offered by dealerships. The decision whether or not to buy Gap insurance through the dealership is ultimately your responsibility. When You Should Consider Gap Insurance GAP is not requiredRead more

Snowfall, freezing temperatures, patches of ice – winter can be a dangerous time to be on the road, especially if you’re aren’t used to driving in winter conditions. With reduced visibility, slick roads and maybe even a irresponsible driver or two, accidents are destined to happen. Before heading into winter traffic be aware of these five guidelines to help you

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