Tag: business

27
Mar

The Impact of the Coronavirus and the Rise of a New Insurance Era?

The Impact of the Coronavirus - Rise of a New Insurance Era?   The spread of COVID-19 coronavirus pandemic is taking the world by storm and threatens the individuals and businesses around the world. We are all left wondering about how the world will cope and how this will change the future. The scale of the coronavirus crisis reminds many of us of
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18
Mar

Does Business Interruption Insurance Cover My Business Income Due To Covid-19?

**Disclaimer** I am writing this to inform our clients, potential clients, and fellow business owners as to how Business Income, aka Business Interruption, Insurance Works. These times are unprecedented and businesses from small to large are impacted unimaginably. The information below is my personal professional interpretation and explanation unless noted otherwise. Can My Insurance Policy Cover My Lost Business Income
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11
Jun

Does My Business Need Cyber Insurance?

What Is Cyber Liability Insurance? Cyber Liability Insurance is designed to cover businesses that serve clients by engaging in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network. For the most part, Cyber Liability Insurance covers a business' liability for a data breach in which the company's customers' personal information, such as bank account
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13
Feb

Contractor General Liability – Occurrence, Sunset and Manifestation

Occurrence, Sunset and Manifestation: What's the difference? Contractor General Liability is a must-have for any type of contractor that works on residential, business or commercial projects. Not only does the state require it to hold a license, but it is also reckless to work on someone else's property without the right protection. While per occurrence is the most common general
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13
Feb

Does My Business Need Hired & Non-Owned Auto Insurance?

What Is Hired & Non-Owned Auto? Both hired and non-owned auto insurance refer to liability coverage only and is often abbreviated as HNOA. Hired auto refers to rented vehicles or car services, such as a taxi or limousine. So if an employee, executive or volunteer of a business rents a car for a business trip, for example, the rented vehicle will
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23
Jun

Admitted vs. Non-admitted Insurance

Admitted vs. Non-Admitted: What is the difference? If you spend your life raising your family in a "normal" home driving to your "regular" job, you may never face the decision of signing your name at the bottom of an application that warns you that the insurance company that is supposed to cover you is "Non-Admitted" in the state that you
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