Tag: cyber


Does My Business Need Cyber Insurance?

What Is Cyber Liability Insurance? Cyber Liability Insurance is designed to cover businesses that serve clients by engaging in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network. For the most part, Cyber Liability Insurance covers a business' liability for a data breach in which the company's customers' personal information, such as bank account
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Does My Business Need Hired & Non-Owned Auto Insurance?

What Is Hired & Non-Owned Auto? Both hired and non-owned auto insurance refer to liability coverage only and is often abbreviated as HNOA. Hired auto refers to rented vehicles or car services, such as a taxi or limousine. So if an employee, executive or volunteer of a business rents a car for a business trip, for example, the rented vehicle will
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Admitted vs. Non-admitted Insurance

Admitted vs. Non-Admitted: What is the difference? If you spend your life raising your family in a "normal" home driving to your "regular" job, you may never face the decision of signing your name at the bottom of an application that warns you that the insurance company that is supposed to cover you is "Non-Admitted" in the state that you
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