Tag: total loss

29
Aug

Who Pays For The Broken Pipe Outside My House?

The Basics Homeowners insurance policies are designed to cover direct and sudden losses to the house that is insured. Aside from common exclusions such as sewer back-up and earthquake, both of which can usually be added to your policy, there are certain losses that catch homeowners off-guard. One of those losses is a leaking water or sewer pipe outside the
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12
Apr

What Is Sewer Backup?

What Is Sewer Backup? Sewer backup is sewage from sanitary sewer lines backing up into houses through drain pipes. It is often very expensive and difficult to fix damages caused by backed up sewer.  In addition, it can also cause many health hazards in your home. By default, an insurance policy does not cover damages from backed up sewer. Do
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23
Apr

Do I Need Rental Car Insurance?

Do I Need Rental Car Insurance? You just come off the plane, picked up your baggage and go to the rental car counter. You're tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you're asked, "Do you want insurance with that?" Most travelers, facing that question from
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8
Mar

My car is getting older, shouldn’t my insurance go down?

My car is getting older, shouldn't my insurance go down?   It is no secret that the insurance industry has seen a lot of changes in recent years. With a record number of miles driven, record high medical costs, more people using their smartphones while driving, and many other factors the premium for auto insurance has gone up across the
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13
Jun

Do I Need Gap Insurance?

Do I Need Gap Insurance? Quick legal disclaimer: Some of the information provided below are based on personal experience. We are not trained to interpret the contract language of Gap programs offered by dealerships. The decision whether or not to buy Gap insurance through the dealership is ultimately your responsibility. When You Should Consider Gap Insurance GAP is not required
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