- 625 S 4th St, Renton, WA 98057
- info@dokagency.com
- +1 425-242-5252
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DOK Insurance Agency
Travel Insurance Type:
- US Residents Traveling Abroad
- Foreign Visitors Traveling to the US
- International Student Insurance
- Schengen Visa Travel Insurance
- Missionary and Group Travel Insurance
We insure both US residents visiting other countries and international travelers coming to the US.
These policies can be quoted and purchased in less than 5 minutes, giving you quick access to coverage for medical emergencies, trip interruptions, and unexpected travel risks.
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1.Emergency Medical Expenses
Emergency Medical Expenses covers inpatient and outpatient care, diagnostics, surgeries, and physician visits while abroad. Typical Limits: $50,000 to $1,000,000 depending on the selected plan.
2.Emergency Medical Evacuation
Emergency Medical Evacuation pays for transportation to the nearest medical facility or back home when required. Typical Limits: Up to $1,000,000.
3.Repatriation of Mortal Remains
Repatriation of Mortal Remains covers the cost to return remains to the home country or for local burial. Typical Limits: 100% of expenses up to $50,000 or policy maximum.
4.Acute Onset of Pre-existing Conditions
Acute Onset of Pre-existing Conditions provides emergency care for unexpected flare-ups of pre-existing medical conditions. Typical Limits: Up to 100% of policy max (reduced to $35,000 at ages 70-79 and $20,000 at 80+).
5.Trip Interruption / Cancellation
Trip Interruption and Cancellation reimburses unused, non-refundable expenses if a trip is canceled or interrupted due to a covered reason. Typical Limits: Up to $5,000.
6.Lost Baggage
Lost Baggage provides reimbursement for lost or stolen checked baggage. Typical Limits: $500 to $1,000.
7.Emergency Reunion & Return of Minor Children
Emergency Reunion & Return of Minor Children covers travel expenses for a family member to join an insured during hospitalization or return minors home. Typical Limits: $15,000 to $100,000.
8.Political & Natural Disaster Evacuation
Political & Natural Disaster Evacuation provides evacuation assistance during political unrest or natural disasters. Typical Limits: $10,000 to $100,000.
9.Accidental Death & Dismemberment (AD&D)
Accidental Death & Dismemberment (AD&D) pays a lump-sum benefit in the event of accidental death or loss of limbs/sight. Typical Limits: $25,000 to $500,000.
10.Additional Travel Assistance Benefits
Additional Travel Assistance may include concierge services, lost passport replacement assistance, and 24/7 travel support hotlines. Limits vary by plan.
TRAVEL INSURANCE FAQs
1.Who is eligible for travel insurance?
We offer policies for US residents traveling internationally and foreign visitors traveling to the United States. Plans are also available for students, missionaries, and group travelers.
2.Which doctors or hospitals can I use?
You may visit any licensed doctor or hospital worldwide. Some plans also provide access to networks with direct billing, reducing out-of-pocket costs.
3.How does billing and claims work while abroad?
Some facilities bill the insurer directly, while others may require you to pay upfront. In either case, claims can be filed for reimbursement of eligible expenses.
4.What is covered under travel medical insurance?
Coverage typically includes emergency medical treatment, hospitalization, prescriptions, evacuation, and repatriation. Some plans also cover trip interruption and lost baggage.
5.Are pre-existing conditions covered?
Standard travel policies exclude pre-existing conditions, but some cover the acute onset of pre-existing conditions or offer riders for expanded coverage.
6.Does the plan cover COVID-19 and pandemics?
Many travel insurance plans now include COVID-19 coverage, treating it as any other illness. Always review the policy for pandemic exclusions.
7.Can I add trip cancellation or delay coverage?
Yes, trip cancellation, interruption, and travel delay benefits can be added to many plans. These protect prepaid, non-refundable expenses if your trip is disrupted.
8.Does travel insurance include emergency evacuation?
Most policies cover emergency evacuation to the nearest qualified medical facility and repatriation home if required.
9.How quickly can I buy a policy?
You can quote, purchase, and receive coverage confirmation in less than 5 minutes through DOK Insurance Agency.
10.How do I get help while traveling?
Most plans include 24/7 travel assistance services to help you find medical care, arrange evacuations, and coordinate emergency support anywhere in the world.